Residential Mortgage
Purchase financing for a primary home, second home, or small rental. Conventional, FHA, VA, and USDA options exist depending on the property, your credit, and how much you can put down.
Financing
Financing help for every kind of real estate move.
Buying a first home, building from the ground up, renovating, or financing a commercial property. RUDAS LLC works with trusted lending partners and guides you through the process so you know what to expect before you apply.
RUDAS LLC is not a lender and does not make credit decisions. We connect you with licensed lending partners and help you prepare.
What We Help With
Financing for every property type we work with.
Different properties need different financing, and a lender who is excellent at home loans may not touch construction or commercial deals. Part of our job is knowing who does what.
Ground-Up Construction
A construction loan funds a build in stages rather than all at once. The lender releases money as work is completed and inspected, and many of these loans convert to a standard mortgage when the build finishes.
Renovation & Rehab
Financing that covers the purchase price plus the cost of the work. Useful when a property will not qualify for a standard loan in its current condition.
Commercial Real Estate
Financing for retail, office, industrial, mixed-use, and larger multifamily. Underwriting focuses on the property's income and debt service coverage more than on personal income alone.
Land Acquisition
Loans for buying a lot or acreage, including infill parcels. Terms are usually shorter and require more money down than a home loan because raw land is harder to value and resell.
Refinance
Replacing an existing loan to change the rate, change the term, or access equity. Worth reviewing when rates move or when a construction loan is ready to convert.
Bridge & Short-Term
Short-term financing that covers a gap, such as buying before an existing property sells. Faster to close, but more expensive, so it works best with a clear exit plan.
Seller Finance
The seller carries some or all of the financing instead of a bank. Terms are negotiated directly, and we can tell you when a listing may support this structure.
Not sure where to start?
Ask us before you apply anywhere.
A short conversation usually saves weeks. We will tell you which financing fits what you are trying to do, what a lender will ask for, and whether the timing makes sense.
Call 865-226-9075 or send a request and we will come back to you.
Important
RUDAS LLC is not a mortgage lender, mortgage broker, or financial advisor, and does not originate loans, make credit decisions, or set rates or terms. We introduce clients to licensed lending partners who are solely responsible for their own products, pricing, approval decisions, and disclosures. Information on this page is general and educational, is not an offer of credit or a commitment to lend, and should not be relied on as financial, tax, or legal advice. Calculator results are estimates only. All financing is subject to lender approval, and rates and terms vary by borrower and property. RUDAS LLC supports equal housing opportunity.